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Blackjack Rules

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Online Blackjack Basic Rules

Looks like over the years Blackjack has quite seriously taken Groucho Marx’s words, “Those are my principles, and if you don’t like them… well, I have others.” Today there are more rules to Blackjack than its variations. It is not just necessary, it is quite imperative to read the rules before you sit down to play Blackjack online or in a land-based casino. This despite having played the game and being familiar with the ‘basic’ rules. Why? Because rules are tweaked by every casino just a wee bit. Beside affecting the way the game is played, rules pretty much affect payouts in Blackjack.

blackjack-rulesTake the Blackjack payment rule for example. This one is the most talked about rule. Under most common rules, Blackjack pays 3-to-2. This means if you get a Blackjack, you are paid one and a half times your bet. Some Blackjack games offer a 6-to-5 payout on Blackjack; some even offer a 7-to-5 payout. At first glance, they appear to be higher. But on calculation, it is clear that the 6-to-5 payout, gives you just 1.2 times your bet whereas the 7-to-5 payout gives you 1.4 times your bet. Apparently, 1.5 is better than 1.4 or 1.2.

Thinking about buying that insurance to get a 2-to-1 payout? Think again. Insurance looks like the best bet, but it’s not. In fact, Blackjack rules are constructed in such a way that best casinos online USA get a decent house edge each time you buy insurance. A casino gets a 5.88%, 6.79%, 7.24%, 7.35%, and 7.47% house edge if the number of decks used in a game are 1, 2, 4, 6, and 8, respectively.

Besides, you are allowed to take an insurance of just half the original wager; if the Dealer indeed holds a Blackjack, you get paid double the insurance bet alright, BUT you forfeit your original bet, because your hand will anyway be considered inferior to the dealer’s Blackjack. So you only break even.

If the Dealer does not hold a Blackjack, you lose your insurance bet. You have needlessly shelled out half the original wager. Whether or not your hand is superior matters little as you have already lost money and will in effect win only half your wager.

Whenever possible, try and play with fewer decks. More decks offer better house edge to the casino. Other actions like double on any two cards and double after split significantly increase your chances of winning. Always consider reading the rules before you delve into a game of Blackjack. It’s always better to read the prescription before you consume medicine.

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